Analysis of Factors Affecting Trust on the Use of FinTech (P2P Lending) in Indonesia

Jurnal Sisfokom (Sistem Informasi dan Komputer)

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Field Value
 
Title Analysis of Factors Affecting Trust on the Use of FinTech (P2P Lending) in Indonesia
 
Creator Pratama, Jimmy
 
Subject System Information; Information Technology; Computer Science
Structural Assurance; Integrity; Easy of use; Brand Image; FinTech
p2p lending; Fintech; e-business
 
Description Since 2016 the P2P Lending industry has begun to develop in Indonesia. Peer to Peer Lending (P2P Lending) is a new alternative to getting funds in the form of money loans to individuals or investors. Fintech P2P Lending provides convenience through a simple and fast service. Its features can be accessed by anyone, anytime, anywhere. On the other hand, investors or lenders have investment alternatives with attractive returns. So that it quickly spread to all segments of Indonesian society. The purpose of this research is to analyze what factors can influence trust in using of P2P Lending in Indonesia. The difference between this study and previous research is that there is no research that focuses on trust in the use of FinTech, especially P2P Lending in Indonesia. This research is a type of quantitative research that used is primary data obtained by distributing questionnaires directly to Indonesians. The samples taken by Simple Random Sampling Technique and obtained 400 respondents as user fintech. And the statistical analysis used in this study is multiple regression and using SPSS 23 program. Based on the result, this study showed that the variable of structural assurance, easy of use, and brand image were significant on trust in using FinTech, meanwhile the variable of  integrity was not significant on trust in using FinTech.
 
Publisher ISB Atma Luhur
 
Contributor Jimmy Pratama, Universitas Internasional Batam, Department Technology Information, Indonesia
 
Date 2021-03-18
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
Analysis Multiple Regression
 
Format application/pdf
 
Identifier http://jurnal.atmaluhur.ac.id/index.php/sisfokom/article/view/1068
10.32736/sisfokom.v10i1.1068
 
Source Jurnal Sisfokom (Sistem Informasi dan Komputer); Vol 10, No 1 (2021): MARCH; 79-85
2581-0588
2301-7988
 
Language eng
 
Relation http://jurnal.atmaluhur.ac.id/index.php/sisfokom/article/view/1068/713
 
Coverage

Slovin Formula
 
Rights Copyright (c) 2021 Jurnal Sisfokom (Sistem Informasi dan Komputer)
http://creativecommons.org/licenses/by/4.0
 

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