Analysis of Factors Affecting Trust on the Use of FinTech (P2P Lending) in Indonesia

Jurnal Sisfokom (Sistem Informasi dan Komputer)

View Publication Info
Field Value
Title Analysis of Factors Affecting Trust on the Use of FinTech (P2P Lending) in Indonesia
Creator Pratama, Jimmy
Subject System Information; Information Technology; Computer Science
Structural Assurance; Integrity; Easy of use; Brand Image; FinTech
p2p lending; Fintech; e-business
Description Since 2016 the P2P Lending industry has begun to develop in Indonesia. Peer to Peer Lending (P2P Lending) is a new alternative to getting funds in the form of money loans to individuals or investors. Fintech P2P Lending provides convenience through a simple and fast service. Its features can be accessed by anyone, anytime, anywhere. On the other hand, investors or lenders have investment alternatives with attractive returns. So that it quickly spread to all segments of Indonesian society. The purpose of this research is to analyze what factors can influence trust in using of P2P Lending in Indonesia. The difference between this study and previous research is that there is no research that focuses on trust in the use of FinTech, especially P2P Lending in Indonesia. This research is a type of quantitative research that used is primary data obtained by distributing questionnaires directly to Indonesians. The samples taken by Simple Random Sampling Technique and obtained 400 respondents as user fintech. And the statistical analysis used in this study is multiple regression and using SPSS 23 program. Based on the result, this study showed that the variable of structural assurance, easy of use, and brand image were significant on trust in using FinTech, meanwhile the variable of  integrity was not significant on trust in using FinTech.
Publisher ISB Atma Luhur
Contributor Jimmy Pratama, Universitas Internasional Batam, Department Technology Information, Indonesia
Date 2021-03-18
Type info:eu-repo/semantics/article
Peer-reviewed Article
Analysis Multiple Regression
Format application/pdf
Source Jurnal Sisfokom (Sistem Informasi dan Komputer); Vol 10, No 1 (2021): MARCH; 79-85
Language eng

Slovin Formula
Rights Copyright (c) 2021 Jurnal Sisfokom (Sistem Informasi dan Komputer)

Contact Us

The PKP Index is an initiative of the Public Knowledge Project.

For PKP Publishing Services please use the PKP|PS contact form.

For support with PKP software we encourage users to consult our wiki for documentation and search our support forums.

For any other correspondence feel free to contact us using the PKP contact form.

Find Us


Copyright © 2015-2018 Simon Fraser University Library