ANALISIS PENGARUH 5C TERHADAP KELANCARAN PEMBAYARAN PEMBIAYAAN PAKET MASA DEPAN BTPNS (STUDI KASUS PADA MMS TAMBUN SELATAN)

JEBI (Jurnal Ekonomi dan Bisnis Islam)

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Title ANALISIS PENGARUH 5C TERHADAP KELANCARAN PEMBAYARAN PEMBIAYAAN PAKET MASA DEPAN BTPNS (STUDI KASUS PADA MMS TAMBUN SELATAN)
 
Creator PUSPITA, PUSPITA
ZULFISON, ZULFISON
 
Subject Economy and Business
5C, Financing, Smooth Payment
 
Description One principle that is often used in financing evaluation is to use 5C principles (character, capacity, capital, collateral, and condition). To ensure that the distribution of the funds provided is safe, smooth and profitable for the bank, the bank as the channeling fund must conduct a 5C analysis of the financing. Because the provision of financing without conducting analysis first will endanger financial institutions (Kiswati & Rahmawaty, 2015). The purpose of this study is to examine and analyze the influence of 5C on financing Future Packages (PMD). The technique of collecting data uses an online questionnaire with a sample of 103 respondents in the South Jakarta area and have never used services from a Sharia Bank. Data analysis used multiple regression analysis with SPSS 23 program. The conclusions of this study are Character, Capital, Condition have a significant effect on Smooth Payment. Whereas, Collateral & Capacity has no effect on Smooth Payment.
 
Publisher Universitas Islam Negeri Imam Bonjol Padang
 
Contributor
 
Date 2020-05-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
Survey/Interview
 
Identifier http://journal.febi.uinib.ac.id/index.php/jebi/article/view/281
10.15548/jebi.v5i1.281
 
Source JEBI (Jurnal Ekonomi dan Bisnis Islam); Vol 5, No 1 (2020): Januari - Juni 2020
2528-4274
2528-4266
 
Language id
 
Rights Copyright (c) 2020 JEBI (Jurnal Ekonomi dan Bisnis Islam)
http://creativecommons.org/licenses/by-nc-sa/4.0
 

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