HUKUM JAMINAN DALAM PEMBIAYAAN DI PERBANKAN SYARI’AH

De Jure: Jurnal Hukum dan Syariah

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Field Value
 
Title HUKUM JAMINAN DALAM PEMBIAYAAN DI PERBANKAN SYARI’AH
 
Creator Lathif, Ah. Azharuddin
 
Subject Syari'ah;
Syari'ah; Bank Islam; mudharabah, jaminan
 
Description Islamic banks have been developing rapidly during this decade. To some extent, it may show the Islamic monetary revival. One of the products introduced by Islamic banks in Indonesia is mudharabah. The original principle in mudharabah is without giving assurance. Nevertheless, in this transaction, no guarantees are provided to keep money well circulated in economic activities. Therefore, banks usually apply prudential principles before giving the credits to customers, such as demanding customers’ guarantees that they will return the money on time. Hence, this article aims at describing the urgency of assurance in mudharabah transaction.Bank Islam telah berkembang cepat selama sepuluh tahun terakhir ini. Hingga batas tertentu, hal itu menunjukkan kebangkitan keuangan Islam. Salah satu produk yang diperkenalkan oleh bank Islam di Indonesia adalah mudharabah. Prinsip mendasar dari mudharabah adalah ketiadaan kepastian. Meskipun demikian, daalam transaksi semacam itu, ketiadaan jaminan dimaksudkan untuk menjaga perputaran uang dalam aktifitas ekonomi. Oleh karena itu, bank biasanya menerapkan prinsip kehati-hatian sebelum memberikan kredit kepada nasabahnya, misalnya dengan meminta garansi dari nasabah bahwa mereka akan mengembalikan pinjaman tepat waktu. Artikel ini berusaha menggambarkan pentingnya jaminan dalam transaksi mudharabah.Keywords: Bank Islam, mudharabah, jaminan.
 
Publisher Fakultas Syariah
 
Contributor
 
Date 2009-12-01
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion

 
Format application/pdf
application/postscript
 
Identifier http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/331
10.18860/j-fsh.v1i2.331
 
Source Journal de Jure; Vol 1, No 2: Desember 2009
De Jure: Jurnal Hukum dan Syari'ah; Vol 1, No 2: Desember 2009
2528-1658
2085-1618
 
Language eng
 
Relation http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/331/pdf_223
http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/331/ps_217
 

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