Analisis Pasar Bersangkutan Dalam Hukum Persaingan Usaha Pada Era Disrupsi 4.0 (Bisnis Online Versus Bisnis Konvensional)

Soumatera Law Review

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Field Value
 
Title Analisis Pasar Bersangkutan Dalam Hukum Persaingan Usaha Pada Era Disrupsi 4.0 (Bisnis Online Versus Bisnis Konvensional)
 
Creator Handayani, Otih; Fakultas Hukum Universitas Bhayangkara Jakarta Raya
Adawiah, Rabiah Al; Universitas Bhayangkara
Sulistiyono, Adi; Universitas Sebelas Maret
Pamungkas, Achmad Jumeri; Universitas Prima Indonesia
 
Subject
Market Relevant, Loans, P2P Lending, BPR
 
Description Entering the era of disruption 4.0, there was technology-based innovation in finance or financial technology (fintech), which has now become a competitor for commercial banks, especially rural banks (BPR). This study aims to analyze the applicability of market relevant in this business. This research is a doctrinal legal research with a statutory approach. The data collected were analyzed qualitatively. The research results describe that until now the "loan" product is still growing and developing both in BPR and P2P Lending so that it is not said to be a substitute, so it is not said to be in "market relevant". P2P Lending applies Posner's efficiency principles by utilizing technology and simplification of procedures that are currently in high demand by customers, while independent variables of BPR fail to reflect BPR inefficiency. The increase in P2P Lending is not detrimental to BPRs, BPR failures are more due to technological factors and internal fraud.
 
Publisher Lembaga Layanan Pendidikan Tinggi Wilayah X
 
Contributor
 
Date 2020-11-11
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://ejournal.lldikti10.id/index.php/soumlaw/article/view/5742
10.22216/soumlaw.v3i2.5742
 
Source Soumatera Law Review; Vol 3, No 2 (2020): SOUMLAW; 156-172
Soumatera Law Review; Vol 3, No 2 (2020): SOUMLAW; 156-172
2620-5904
10.22216/soumlaw.v3i2
 
Language ind
 
Relation http://ejournal.lldikti10.id/index.php/soumlaw/article/view/5742/1943
10.22216/soumlaw.v3i2.5742.g1943
 
Rights Copyright (c) 2020 Otih Handayani, Rabiah Al Adawiah, Adi Sulistiyono, Achmad Jumeri Pamungkas
http://creativecommons.org/licenses/by-nc-sa/4.0
 

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