BANKS’ LENDING PREFERENCES AND SME CREDIT IN PAKISTAN: EXPERIENCE AND WAY FORWARD

International Journal of Advanced Economics

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Field Value
 
Title BANKS’ LENDING PREFERENCES AND SME CREDIT IN PAKISTAN: EXPERIENCE AND WAY FORWARD
 
Creator Ilyas, Saddam
 
Subject Opacity issues
Banks’ lending behavior
SMEs
Modern financing
 
Description This analysis builds on the evidence that Pakistani banks (as of June 2017) have sufficient financial resources to lend at levels that would be helpful for SMEs at large. Channelization of this excess banking liquidity to SMEs can lead to investment in innovative and lucrative projects to stimulate employment and growth in a number of important industries. However, banks are found reluctant to finance to SMEs owing the opacity issues and related risk. Mitigation od this problem nonetheless demand that banks should take leaps in adopting progressive/modern lending techniques (which bode well for the modern financing needs of SMEs) banks (without compromising on risk and return) can more adequately address SME credit constraints.
 
Publisher International Journal of Advanced Economics
 
Date 2020-06-22
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://fepbl.com/index.php/ijae/article/view/43
 
Source International Journal of Advanced Economics; Vol. 1 No. 1 (2019); 18-30
2707-2142
2707-2134
 
Language eng
 
Relation http://fepbl.com/index.php/ijae/article/view/43/255
 
Rights Copyright (c) 2019 Saddam Ilyas
https://creativecommons.org/licenses/by-nc/4.0
 

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