Financial Performance of Banks in India: A Study of Selected Private Sector Banks

Journal of Advanced Research in Economics and Administrative Sciences

View Publication Info
 
 
Field Value
 
Title Financial Performance of Banks in India: A Study of Selected Private Sector Banks
 
Creator Vithalbhai, Vasani Sureshbhai
 
Subject Private Sector Banks
Performance
NPA
Financial Performance
Profitability
 
Description Purpose: This study aims to evaluate the performance of selected private sector Banks in India. The aim is also to study the profitability performance of these selected banks.
Approach/Methodology/Design: Eight private Banks were selected as a sample for the study. The statistical tools employed in the study include Minimum and Maximum Net Profit Ratio, Descriptive Statistics and One-Way ANOVA test for the evaluation of performance of Banks. The period for the study is from 2011-12 to 2018-19, and this study is totally based on secondary data.
Findings: The results of the study reveal that there is a significant difference of Net Profit of the selected banks. The financial performance of HDFC Bank is continuously in a good condition due to the high profit earned and the proper management that is employed. The results indicate that Yes Bank is in a deteriorating financial position because of governance issues, false assurance to customers, non-serious investors, non market-led revival in sight, outflow of liquidity, and non-disclosure practices. Axis Bank and ICICI Bank are slowly declining within the market. Jammu and Kashmir Bank suffered losses in the year 2016-17 due to the tune of Rs 16,000 crores during the five months long unrest in the Kashmir valley.
Practical Implications: In today’s scenario, most of the banks have more Non-Performing Assets. Due to this condition, many banks go to liquation and merger/acquisition. This paper attempts to examine the current conditions of selected private sector banks in India, assisting in presenting statistical analysis that will be of use to investors as well as management teams of the banks.
Originality/value: Nowadays, Banking sector is one of the fastest growing sectors and huge funds are invested in banks. The banking system is becoming more complex and therefore there is a strong need to evaluate the performance of the banks. The originality in this study lies in the attempt to provide up-to-date assessment of eight top banks in India.
 
Publisher Baynoon Centre for Studies and Development
 
Date 2020-08-23
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://bcsdjournals.com/index.php/jareas/article/view/18
10.47631/jareas.v1i1.18
 
Source Journal of Advanced Research in Economics and Administrative Sciences; Vol. 1 No. 1 (2020): Journal of Advanced Research in Economics and Administrative Sciences; 45-52
2708-9320
 
Language eng
 
Relation https://bcsdjournals.com/index.php/jareas/article/view/18/4
 
Rights Copyright (c) 2020 Journal of Advanced Research in Economics and Administrative Sciences
 

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