IMPLIKASI PUTUSAN MAHKAMAH KONSITUSI NOMOR 18/PUU-XVII/2019 TERHADAP PELAKSANAAN EKSEKUSI LEMBAGA JAMINAN

Refleksi Hukum: Jurnal Ilmu Hukum

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Title IMPLIKASI PUTUSAN MAHKAMAH KONSITUSI NOMOR 18/PUU-XVII/2019 TERHADAP PELAKSANAAN EKSEKUSI LEMBAGA JAMINAN
IMPLIKASI PUTUSAN MAHKAMAH KONSITUSI NOMOR 18/PUU-XVII/2019 TERHADAP PELAKSANAAN EKSEKUSI LEMBAGA JAMINAN
 
Creator Prasetyo, Eko Surya
 
Description The object of fiduciary security represents how important the principle of trust of the creditor is. Under the Fiduciary Law, creditors own rights to sell fiduciary collateral objects if the debtor is in breach of contract. Unfortunately, the Constitutional Court Decision No. 18/PUU-XVII/2019 reduced this right by granting the terms of the agreement of breach of contract and the debtor’s willingness to surrender the object of collateral. This paper reviewed the Decision highlighting material rights and their implications for the insurance institution. A normative juridical method using a statutory and conceptual approach was applied to conclude that the Decision is incompatible with the principle of material rights, especially the principle of droit de suite, droit de preference, and separate executive. It affects the time, cost, and the addition of new burdens in the execution of the collateral object execution. As a long-term recommendation, legislators need to amend the Fiduciary Law by affirming the executive power in fiduciary guarantees. Additionally, a change in the agreement deed clause and an effort to optimize the simple lawsuit mechanism are needed as a short-term recommendation.
Objek jaminan fidusia merepresentasikan pentingnya prinsip kepercayaan kreditor kepada debitor. Pada dasarnya, Undang-Undang Fidusia memberikan kreditor hak menjual objek jaminan fidusia apabila debitor cidera janji. Namun, Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 mengurangi hak tersebut dengan pemberian syarat adanya kesepakatan cidera janji antara kreditor dan debitor serta kerelaan debitor untuk menyerahkan objek jaminan. Tulisan ini mengkaji pertimbangan dalam Putusan tersebut ditinjau dari hak kebendaan serta implikasinya terhadap pelaksanaan eksekusi fidusia. Metode yuridis normatif dengan pendekatan perundang-undangan dan konseptual digunakan dalam tulisan ini. Pada kesimpulannya, Putusan tersebut bertentangan dengan prinsip hak kebendaan terutama asas droit de suite, droit de preference, dan parate executie. Implikasinya berpotensi berpengaruh terhadap waktu, biaya, dan penambahan beban baru dalam pelaksanaan eksekusi objek jaminan. Sebagai rekomendasi jangka panjang pembentuk undang-undang perlu melakukan perubahan UU Fidusia dengan penegasan kekuatan eksekutorial dalam jaminan fidusia, serta untuk jangka pendek perlu adanya perubahan klausul akta perjanjian dan mengoptimalkan mekanisme gugatan sederhana.
 
Publisher Universitas Kristen Satya Wacana
 
Date 2020-10-30
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://ejournal.uksw.edu/refleksihukum/article/view/3457
10.24246/jrh.2020.v5.i1.p43-62
 
Source Refleksi Hukum: Jurnal Ilmu Hukum; Vol 5 No 1 (2020): Refleksi Hukum: Jurnal Ilmu Hukum; 43-62
2541-5417
2541-4984
10.24246/jrh.2020.v5.i1
 
Language ind
 
Relation https://ejournal.uksw.edu/refleksihukum/article/view/3457/1575
 
Rights Copyright (c) 2020 Refleksi Hukum: Jurnal Ilmu Hukum
http://creativecommons.org/licenses/by/4.0
 

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