Consumer protection and financial stability In the new spanish credit regulation real estate

Review of Global Management

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Title Consumer protection and financial stability In the new spanish credit regulation real estate
La protección del consumidor y la estabilidad financiera en la nueva normativa española de crédito inmobiliario
 
Creator Aránzazu Calzadilla, María Aránzazu
 
Subject Residential real estates
residential mortgages
credits
crédito inmobiliario
hipotecas
bienes inmuebles de uso residencial
 
Description This essay, first, presents an analysis of the Norm 2014/17, which regulates consumer credit agreements regarding real estate. The Norm, in short, aims at ensuring that the Member States of the European Union have internal rules and regulations that provides for real, efficient, and a guaranteed protection for consumers, while, simultaneously, promoting the creation of a European mortgage market. Secondly, this essay discusses the legal regime established by the new law, that transposes the Norm onto the Spanish legal system.
En este trabajo se analiza, en primer lugar, la Directiva europea 2014/17 que regula los contratos de créditos sobre bienes inmuebles con consumidores. La Directiva en breve pretende que los Estados miembros de la Unión Europea cuenten con una normativa interna que proteja de manera real, eficiente y garantista a los consumidores, que a la vez impulse la creación de un mercado hipotecario europeo. En segundo lugar, este trabajo expone el régimen jurídico que establece la nueva ley que traspone la Directiva al ordenamiento jurídico español. 
 
Publisher Universidad Peruana de Ciencias Aplicadas - UPC
 
Date 2020-06-26
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Investigaciones
 
Format application/pdf
text/html
 
Identifier https://revistas.upc.edu.pe/index.php/rgm/article/view/1221
10.19083/rgm.v5i1.1221
 
Source Review of Global Management; Vol. 5 Núm. 1 (2019); 28-42
2662-0286
2517-9314
 
Language spa
 
Relation https://revistas.upc.edu.pe/index.php/rgm/article/view/1221/1052
https://revistas.upc.edu.pe/index.php/rgm/article/view/1221/1060
 
Rights Derechos de autor 2020 María Aránzazu Aránzazu Calzadilla
https://creativecommons.org/licenses/by-nc-sa/4.0
 

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