Legal Problems in the Use of Banking Credit Cards in Indonesia

International Journal of Law and Public Policy (IJLAPP)

View Publication Info
Field Value
Title Legal Problems in the Use of Banking Credit Cards in Indonesia
Creator Susanty, Ade Pratiwi
Subject Bank
Credit Card
Legal Problems
Description One of the banking products in the credit sector that is becoming a trend in Indonesia is a credit card. Almost everyone who has worked has a credit card. Credit cards are usually used to facilitate payment transactions when shopping. This research aims to explain about credit cards, credit card regulations in Indonesian laws and regulations, and legal problems in the use of banking credit cards. The method used in this research is normative legal research, using a statutory approach. The research results explain that a credit card is a card-based payment instrument that can be used to make payments for obligations arising from an economic activity, including spending transactions and / or to make cash withdrawals, where the cardholder's payment obligations are first fulfilled by the acquirer or issuer, and the cardholder is obliged to make payments at the agreed time, either in lump sum (charge card) or by payment in installments. Legal problems that often occur between banks and customers using Credit Cards are defaults committed by customers because they don’t pay Credit Card bills or fines billed to them and the use of debt collector services by the bank in invoicing credit card users.
Publisher International Association of Educators, Scientist, Technologist, and Engineers (IA-ESTE)
Date 2020-09-27
Type info:eu-repo/semantics/article
Peer-reviewed Article
Format application/pdf
Source International Journal of Law and Public Policy; Vol 2 No 2 (2020); 72-78
Language eng
Rights Copyright (c) 2020 International Journal of Law and Public Policy

Contact Us

The PKP Index is an initiative of the Public Knowledge Project.

For PKP Publishing Services please use the PKP|PS contact form.

For support with PKP software we encourage users to consult our wiki for documentation and search our support forums.

For any other correspondence feel free to contact us using the PKP contact form.

Find Us


Copyright © 2015-2018 Simon Fraser University Library