Effects of Bank Consolidation on Commercial Borrower Welfare in Niger Delta Region

Technoscience Review (TR)

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Title Effects of Bank Consolidation on Commercial Borrower Welfare in Niger Delta Region
Creator Rachel Serieke Dickson
Subject Commercial bank, Consolidation exercise, Commercial borrower welfare, Nigeria’s Niger Delta region
Description Effects of bank consolidation on commercial borrower welfare in in Nigeria’s Niger Delta region were studied. Questionnaire and interview instruments were employed to collect data, which were subjected to analysis. Results showed that bank consolidation exercise had significant negative effects on commercial borrower welfare in Nigeria’s Niger Delta region (Xc2 = 45.56 > Xt2 = 21.0 at 12 degrees of freedom and 0.05 level of significance) in areas of worker job satisfaction, attractive interest rates among others, contrary to the general view that the larger the size of banks, its ability to lend increases and less interest rates would apply. The study recommended conscious attempt by commercial bank managers in the region to lower the cost of borrowing.
Publisher Dr. O. C. Eneh, Institute of Development, University of Nigeria Enugu Campus.
Date 2017-12-29
Type info:eu-repo/semantics/article
Peer-reviewed Article
Format application/pdf
Identifier http://technosciencereview.org/ej/index.php/shdr/article/view/81
Source Sustainable Human Development Review; Vol. 9 No. 4 (2017): Sustainable Human development Review
Language eng
Relation http://technosciencereview.org/ej/index.php/shdr/article/view/81/67
Rights Copyright (c) 2017 Wipro international

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