Faktor-Faktor yang Mempengaruhi Keputusan Petani Padi Memilih Kredit di Bank (Studi Kasus Kecamatan Wonomulyo Kabupaten Polewali Mandar)

JURNAL GALUNG TROPIKA

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Title Faktor-Faktor yang Mempengaruhi Keputusan Petani Padi Memilih Kredit di Bank (Studi Kasus Kecamatan Wonomulyo Kabupaten Polewali Mandar)
 
Creator Ikram, I; Universitas Muhammadiyah Parepare
Yusuf, Syarifuddin; Universitas Muhammadiyah Parepare
Abdullah B, A; Universitas Muhammadiyah Parepare
 
Subject agribisnis; sosial ekonomi
farmers' income; interest rates; collateral; the credit amount; the repayment period
 
Description This study aims to determine and analyze the influence of partially and the influence together with farmers' income, interest rates, loan amount, credit repayment period, credit distribution process, collateral/credit, and credit services to the decision of rice farmers to choose credit at the bank. The population in this study were rice farmers who took credit at the bank, both those who were still active in a credit or had paid off who were domiciled and were members of farmer groups in Wonomulyo District, Polewali Mandar Regency, West Sulawesi Province. Data were analyzed using multiple linear regression analysis and coefficient of determination. The results showed that the farmers' income partially had a negative and significant effect on the decision of rice farmers to choose credit at the bank. The amount of credit and credit services has a positive and significant effect on the decision of rice farmers to choose credit at the bank. The interest rate, repayment period, credit distribution process, and collateral/collateral do not significantly influence the decision of rice farmers to choose credit at the bank. Farmers' income influences the decision of rice farmers to choose credit at the bank.
 
Publisher Fapetrik-UMPAR
 
Contributor
 
Date 2020-04-28
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion

 
Format application/pdf
 
Identifier https://jurnalpertanianumpar.com/index.php/jgt/article/view/435
10.31850/jgt.v9i1.435
 
Source JURNAL GALUNG TROPIKA; Vol 9, No 1 (2020); 75 - 86
JURNAL GALUNG TROPIKA; Vol 9, No 1 (2020); 75 - 86
2407-6279
2302-4178
10.31850/jgt.v9i1
 
Language ind
 
Relation https://jurnalpertanianumpar.com/index.php/jgt/article/view/435/pdf_82
 
Rights Copyright (c) 2020 JURNAL GALUNG TROPIKA
http://creativecommons.org/licenses/by-sa/4.0
 

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