TINJAUAN HUKUM TERHADAP EKSEKUSI OBJEK JAMINAN FIDUSIA TANPA TITEL EKSEKUTORIAL YANG SAH

Refleksi Hukum: Jurnal Ilmu Hukum

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Title TINJAUAN HUKUM TERHADAP EKSEKUSI OBJEK JAMINAN FIDUSIA TANPA TITEL EKSEKUTORIAL YANG SAH
TINJAUAN HUKUM TERHADAP EKSEKUSI OBJEK JAMINAN FIDUSIA TANPA TITEL EKSEKUTORIAL YANG SAH
 
Creator Rufaida, Khifni Kafa
 
Description Peristiwa penarikan oleh debt collector melahirkan asumsi publik yang bersifat subjektif dan tendensius, yang memojokkan posisi lembaga pembiayaan (kreditur). Padahal penarikan tersebut selalu diawali dengan somasi 3 (tiga) kali berturut-turut agar debitur segera melunasi prestasinya. Penarikan semacam ini sah dimata hukum, sebab konstruksi pembiayaan konsumen memiliki dua macam jaminan yaitu jaminan utama dan jaminan tambahan (jaminan fidusia). Jaminan yang kedua diperuntukkan sebagai jaminan kebendaan untuk memenuhi pelunasan seluruh hutang debitur. Titel eksekutorial dalam Sertifikat Jaminan Fidusia mempunyai kekuatan eksekutorial yang sama dengan putusan pengadilan yang telah memperoleh kekuatan hukum tetap meskipun tidak bersifat condemnatoir. Pemegang Sertifikat Jaminan Fidusia berkedudukan seperti seseorang yang sudah memegang putusan pengadilan yang telah mempunyai kekuatan hukum tetap. Namun, pelaksanaannya membutuhkan fiat eksekusi dari Ketua Pengadilan. Pendaftaran jaminan fidusia sangat penting karena melahirkan hak kebendaan yang memiliki sifat droit de suite, droit de preference, spesialitas dan publisitas.
The retraction by the debt collector grow the subjective and tendentious public assumptions, which cornered the financial institutions (creditors) position. Even though the retraction always begins with a summons 3 (three) times so that the debtor immediately discharge his achievements. This retraction are legal in the eyes of the law, because consumer financing construction has two kinds of guarantees such us main collateral and additional collateral (fiduciary collateral). The second guarantee is intended as a material security to meet the repayment of all debtors' debts. The executorial title in the Fiduciary Guarantee Certificate has the same executie power as a court decision that has obtained permanent legal force even though it is not condemnatory. Holders of Fiduciary Guarantee Certificates as like someone who already holds court decisions that have permanent legal force. However, its implementation requires the fiat execution from the Chief of Justice. Fiduciary guarantee registration is very important because it grow the material rights which have the characteristics such us droit de suite, droit de preference, specialties and publicity.
 
Publisher Universitas Kristen Satya Wacana
 
Date 2019-10-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://ejournal.uksw.edu/refleksihukum/article/view/2777
10.24246/jrh.2019.v4.i1.p21-40
 
Source Refleksi Hukum: Jurnal Ilmu Hukum; Vol 4 No 1 (2019): Refleksi Hukum: Jurnal Ilmu Hukum; 21-40
2541-5417
2541-4984
10.24246/jrh.2019.v4.i1
 
Language eng
 
Relation https://ejournal.uksw.edu/refleksihukum/article/view/2777/1307
 
Rights Copyright (c) 2019 Refleksi Hukum: Jurnal Ilmu Hukum
http://creativecommons.org/licenses/by/4.0
 

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