Effects of Bank Consolidation on Commercial Borrower Welfare in Niger Delta Region
Technoscience Review (TR)
View Publication Info| Field | Value | |
| Title |
Effects of Bank Consolidation on Commercial Borrower Welfare in Niger Delta Region
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| Creator |
Rachel Serieke Dickson
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| Subject |
Commercial bank, Consolidation exercise, Commercial borrower welfare, Nigeria’s Niger Delta region
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| Description |
Effects of bank consolidation on commercial borrower welfare in in Nigeria’s Niger Delta region were studied. Questionnaire and interview instruments were employed to collect data, which were subjected to analysis. Results showed that bank consolidation exercise had significant negative effects on commercial borrower welfare in Nigeria’s Niger Delta region (Xc2 = 45.56 > Xt2 = 21.0 at 12 degrees of freedom and 0.05 level of significance) in areas of worker job satisfaction, attractive interest rates among others, contrary to the general view that the larger the size of banks, its ability to lend increases and less interest rates would apply. The study recommended conscious attempt by commercial bank managers in the region to lower the cost of borrowing. |
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| Publisher |
Dr. O. C. Eneh, Institute of Development, University of Nigeria Enugu Campus.
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| Date |
2017-12-29
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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| Format |
application/pdf
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| Identifier |
http://technosciencereview.org/ej/index.php/shdr/article/view/81
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| Source |
Sustainable Human Development Review; Vol. 9 No. 4 (2017): Sustainable Human development Review
2006-8425 2536-6920 |
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| Language |
eng
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| Relation |
http://technosciencereview.org/ej/index.php/shdr/article/view/81/67
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| Rights |
Copyright (c) 2017 Wipro international
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