Effects of Bank Consolidation on Commercial Borrower Welfare in Niger Delta Region

Technoscience Review (TR)

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Field Value
 
Title Effects of Bank Consolidation on Commercial Borrower Welfare in Niger Delta Region
 
Creator Rachel Serieke Dickson
 
Subject Commercial bank, Consolidation exercise, Commercial borrower welfare, Nigeria’s Niger Delta region
 
Description Effects of bank consolidation on commercial borrower welfare in in Nigeria’s Niger Delta region were studied. Questionnaire and interview instruments were employed to collect data, which were subjected to analysis. Results showed that bank consolidation exercise had significant negative effects on commercial borrower welfare in Nigeria’s Niger Delta region (Xc2 = 45.56 > Xt2 = 21.0 at 12 degrees of freedom and 0.05 level of significance) in areas of worker job satisfaction, attractive interest rates among others, contrary to the general view that the larger the size of banks, its ability to lend increases and less interest rates would apply. The study recommended conscious attempt by commercial bank managers in the region to lower the cost of borrowing.
 
 
Publisher Dr. O. C. Eneh, Institute of Development, University of Nigeria Enugu Campus.
 
Date 2017-12-29
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://technosciencereview.org/ej/index.php/shdr/article/view/81
 
Source Sustainable Human Development Review; Vol. 9 No. 4 (2017): Sustainable Human development Review
2006-8425
2536-6920
 
Language eng
 
Relation http://technosciencereview.org/ej/index.php/shdr/article/view/81/67
 
Rights Copyright (c) 2017 Wipro international
 

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