A Study on the Credit Scale of Commercial Banks

Financial Statistical Journal

View Publication Info
 
 
Field Value
 
Title A Study on the Credit Scale of Commercial Banks
 
Creator Qiu, Yumeng
Gu, Jianwei
Gao, Junshu
 
Subject
 
Description In recent years, with the rapid development of China's economy and the trend of economic globalization, China's financial market development momentum is good. Commercial banks and other financial institutions, the rapid growth of credit scale, the development of the national economy has played a catalytic role. But the credit changes will affect the investment changes, which led to increased money supply, but also increase the credit risk, commercial bank credit expansion caused by a series of problems also exposed: exacerbate inflation, resulting in overcapacity, causing economic structural imbalance, accumulate the risk of the financial system, and increase the bank's bad assets. The scale of credit has become a hot topic of concern at home and abroad, research and grasp the rational growth of commercial bank credit to achieve the best size of the problem is urgent. This paper analyzes the reasons for the increasing credit scale of commercial banks, analyzes the harm of excessive expansion of credit scale, explains the necessity of rational expansion of credit scale, and puts forward some suggestions on the credit development of commercial banks in the future.
 
Publisher EnPress Publisher LLC
 
Contributor
 
Date 2018-02-07
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://systems.enpress-publisher.com/index.php/FSJ/article/view/362
10.24294/fsj.v1i1.362
 
Source Financial Statistical Journal; Vol 1, No 1 (Published)
2578-1960
10.24294/fsj.v1i1
 
Language eng
 
Relation https://systems.enpress-publisher.com/index.php/FSJ/article/view/362/182
 
Rights Copyright (c) 2018 Financial Statistical Journal
 

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