Does Entrepreneur Innovativeness Moderate The Relationship Between Strategic Orientation And Financial Inclusion?

SEISENSE Journal of Management

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Field Value
 
Title Does Entrepreneur Innovativeness Moderate The Relationship Between Strategic Orientation And Financial Inclusion?
 
Creator Nguli, Judith Ndinda
Odunga, Robert Mukoswa
 
Subject Enterpreneur Innovativeness
Strategic orientation
Financial inclusion
 
Description Purpose- Although previous papers have attempted to explore the determinants of financial inclusion, few studies have interrogated the role of innovativeness in financial addition. This study examines the moderating role of entrepreneur innovativeness on the relationship between strategic orientation and financial inclusion
Design/Methodology - We used two indicators to measure financial inclusion; digital financial inclusion scale and traditional financial inclusion scale. Three proxies were used to measure strategic orientation; learning orientation, market orientation, and technology orientation. Survey data obtained from 634 women entrepreneurs was used, and the hypothesis was tested using moderated regression analysis.  
Findings - The empirical results supported the hypothesis that innovative entrepreneur moderates the relationship between strategic orientation and financial inclusion. In particular, the results indicated that at higher levels of entrepreneur innovativeness, learning orientation has a stronger effect on financial inclusion. Similarly, the results also indicated that at high levels of entrepreneur innovativeness, technology orientation affects financial inclusion. In contrast with the other findings showing a positive moderating effect, at higher levels of entrepreneur innovativeness, the impact of market orientation on financial inclusion is low.
Practical Implications - The findings are useful to the government and practitioners for designing policies and training programs geared to increasing the level of financial inclusion among women Small and Medium Enterprises.
 
Publisher SEISENSE (PRIVATE) LIMITED
 
Date 2019-11-10
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer Reviewed Article
 
Format application/pdf
 
Identifier http://journal.seisense.com/index.php/jom/article/view/233
10.33215/sjom.v2i6.233
 
Source SEISENSE Journal of Management; Vol 2 No 6 (2019): SEISENSE Journal of Management - Kenya Special Issue; 30-48
2617-5770
 
Language eng
 
Relation http://journal.seisense.com/index.php/jom/article/view/233/92
 
Rights Copyright (c) 2019 Judith Ndinda Nguli, Robert Mukoswa Odunga
http://creativecommons.org/licenses/by/4.0
 

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