Kewenangan Badan Penyelesaian Sengketa Konsumen (BPSK) dalam Menyelesaikan Sengketa Asuransi Pasca Keluarnya Peraturan Otoritas Jasa Keuangan (OJK) Nomor 1/POJK.07/2014

JURNAL MERCATORIA

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Field Value
 
Title Kewenangan Badan Penyelesaian Sengketa Konsumen (BPSK) dalam Menyelesaikan Sengketa Asuransi Pasca Keluarnya Peraturan Otoritas Jasa Keuangan (OJK) Nomor 1/POJK.07/2014
 
Creator Kumala, Wisnu; Universitas Andalas
Yaswirman, Yaswirman; Universitas Andalas
Ulfanora, Ulfanora; Universitas Andalas
 
Subject Dispute resolution, consumer disputes, Insurance
 
Description There is a tug of authority in resolving insurance disputes outside the court between the Consumer Dispute Settlement Agency (BPSK) based on Law Nomor 8 of 1999 concerning Consumer Protection with Alternative Dispute Resolution Institutions (LAPS) based on Financial Services Authority Regulation Number 1/POJK.07/2014. This encourages the author to conduct legal research in order to determine the authority of BPSK in resolving insurance disputes as well as the legal consequences of the decision after the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014 using the statutory approach. This legal research results in the finding that BPSK is still authorized to settle insurance disputes following the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014, this is based on the provisions of the Lex superior derogat legi inferiori principle. Then there is no legal effect on the BPSK decision after the issuance of the Financial Services Authority Regulation. This is because BPSK's decision has been based on Law Number 8 of 1999 concerning Consumer Protection, whose position is higher than the Regulation of the Financial Services Authority. So there is no need for BPSK to follow the provisions of the regulations whose hierarchy of legislation is lower than the Consumer Protection Act. Therefore BPSK's decision is "final and binding" as explained in Article 54 paragraph 3 of the Consumer Protection Act.
 
Publisher Universitas Medan Area
 
Contributor Universitas Andalas
 
Date 2019-12-26
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://ojs.uma.ac.id/index.php/mercatoria/article/view/2748
10.31289/mercatoria.v12i2.2748
 
Source JURNAL MERCATORIA; Vol 12, No 2 (2019): JURNAL MERCATORIA DESEMBER; 102-110
2541-5913
1979-8652
10.31289/mercatoria.v12i2
 
Language eng
 
Relation http://ojs.uma.ac.id/index.php/mercatoria/article/view/2748/2366
10.31289/mercatoria.v12i2.2748.g2366
 
Rights Copyright (c) 2019 JURNAL MERCATORIA
http://creativecommons.org/licenses/by-nc/4.0
 

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