DIGITAL BANKING REFLECTION AND ZAKAT ACCOUNTABILITY SHARIA BANKING IN INDONESIA

DIKTUM : JURNAL SYARIAH DAN HUKUM

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Title DIGITAL BANKING REFLECTION AND ZAKAT ACCOUNTABILITY SHARIA BANKING IN INDONESIA
REFLEKSI PERBANKAN DIGITAL DAN AKUNTABILITAS ZAKAT   PERBANKAN SYARIAH DI INDONESIA
 
Creator Utami, pertiwi
 
Subject Digital Banking, Accountability Zakat, Syariah Banking
Perbankan Digital, Akuntabilitas Zakat, Perbankan Syariah
 
Description ABSTRACT
Digital banking and the accountability of good zakat can increase interest in paying zakat on the benchmarking of sharia. On the other hand, technological advances such as the use of artificial intelligence make the role of human resources shifted. Even though human resources (labor) are one of the potential sources of zakat revenue. Zakat literacy and interest in paying zakat are also low in Islamic banking. The researcher did not find zakat data in statistical reports on Islamic banks nationally. It seems that it was only found in the presentation of reports about the sources and uses of private Islamic bank zakat funds. This can lead to the perception that Islamic banks do not optimally manage zakat. Through literature studies, researchers provide a solution to how zakat management can be done to increase interest in paying zakat but can still maintain the use of human resources (work). The conclusion obtained is that interest in paying zakat on Islamic banks cannot be maximally realized if it is not supported by internal efforts. Efforts that can be made are transparency of zakat reports, increased literacy, acceleration and optimization of digital management of Islamic bank zakat.
ABSTRAKPerbankan digital dan pertanggungjawaban zakat yang baik dapat meningkatkan minat membayar zakat atas tolok ukur syariah. Di sisi lain, kemajuan teknologi seperti penggunaan kecerdasan buatan membuat peran sumber daya manusia bergeser. Padahal sumber daya manusia (tenaga kerja) merupakan salah satu sumber potensial pendapatan zakat. Literasi zakat dan minat membayar zakat juga rendah di perbankan Islam. Peneliti tidak menemukan data zakat dalam laporan statistik pada bank syariah secara nasional. Tampaknya itu hanya ditemukan dalam presentasi laporan tentang sumber dan penggunaan dana zakat bank syariah swasta. Hal ini dapat menimbulkan persepsi bahwa bank syariah tidak secara optimal mengelola zakat. Melalui studi literatur, peneliti memberikan solusi bagaimana pengelolaan zakat dapat dilakukan untuk meningkatkan minat membayar zakat tetapi tetap dapat mempertahankan penggunaan sumber daya manusia (pekerjaan). Kesimpulan yang diperoleh adalah bahwa minat membayar zakat pada bank syariah tidak dapat direalisasi secara maksimal jika tidak didukung oleh upaya internal. Upaya yang dapat dilakukan adalah transparansi laporan zakat, peningkatan literasi, akselerasi dan optimalisasi manajemen digital zakat bank syariah.
 
Publisher Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare
 
Date 2019-12-17
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://ejurnal.stainparepare.ac.id/index.php/diktum/article/view/801
10.35905/diktum.v17i2.801
 
Source DIKTUM: Jurnal Syariah dan Hukum; Vol 17 No 2 (2019): DIKTUM: JURNAL SYARIAH DAN HUKUM; 264-279
2548-8414
1693-1777
10.35905/diktum.v17i2
 
Language eng
 
Relation http://ejurnal.stainparepare.ac.id/index.php/diktum/article/view/801/612
 
Rights Copyright (c) 2019 DIKTUM: Jurnal Syariah dan Hukum
 

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